Journal of Management and Economics Research https://www.journal.grahamitra.id/index.php/jomer <p>Journal of Management and Economics Research, merupakan jurnal yang menampung hasil penelitian pada bidang Manajemen dan Ekonomi.&nbsp; Journal of Management and Economics Research memiliki ISSN <a href="https://issn.perpusnas.go.id/terbit/detail/20221228261348926">2963-9662 (online)</a> berdasarkan Surat No 29639662/II.7.4/SK.ISSN/01/2023. Journal of Management and Economics Research terbit dalam 4 bulanan, yaitu pada bulan Desember (<strong>Issue 1</strong>), April (<strong>Issue 2</strong>), dan Agustus (<strong>Issue 3</strong>). <strong>Journal of Management and Economics Research</strong>&nbsp;terakreditasi <strong>SINTA Peringkat 6</strong>&nbsp;berdasarkan Surat Keputusan Peringkat Akreditasi periode II 2025 dari Direktorat Jenderal Riset dan Pengembangan Kementerian Pendidikan Tinggi, Sains dan Teknologi No.&nbsp;<a href="https://drive.google.com/file/d/1elcwAjdZmCJWRkkV2Kgj2r2z0yTvcV2L/view" target="_blank" rel="noopener">156/C/C3/KPT/2026</a>, tanggal 7 April 2026.</p> en-US <p>Authors who publish with this journal agree to the following terms:</p> <ol> <li>Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under&nbsp;<a href="http://creativecommons.org/licenses/by/4.0/" rel="license">Creative Commons Attribution 4.0 International License</a>&nbsp;that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.</li> <li>Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.</li> <li>Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (Refer to&nbsp;<a href="http://opcit.eprints.org/oacitation-biblio.html" rel="license">The Effect of Open Access</a>).</li> </ol> suginam.icha@gmail.com (Dr. Suginam) Fri, 11 Sep 2026 06:58:16 +0000 OJS 3.1.1.4 http://blogs.law.harvard.edu/tech/rss 60 Pengaruh Strategi Promosi Digital terhadap Minat Beli Generasi Z pada Produk Skincare Skintific https://www.journal.grahamitra.id/index.php/jomer/article/view/406 <p style="font-weight: 400;">The saturation of skincare promotion on social media exposes Generation Z consumers to a high volume of information; therefore, the mere presence of digital promotion may not necessarily generate purchase intention. This study analyzes the effect of Skintific's digital promotion strategy on Generation Z consumers' purchase intention. A quantitative explanatory survey design and simple linear regression were used. Data were collected through a Likert-scale questionnaire from 40 purposively selected respondents and supported by observation, interviews, and document analysis of Skintific's digital activities. Digital promotion strategy was measured through Social Media Marketing, Influencer Marketing, Content Marketing, and Electronic Word of Mouth (E-WOM), while purchase intention was measured through Transactional, Referential, Preferential, and Exploratory Interest. The overall mean for digital promotion strategy was 2.994, with Content Marketing highest at 3.050 and Social Media Marketing lowest at 2.967. The overall mean for purchase intention was 3.002, with Preferential Interest highest at 3.042 and Transactional Interest lowest at 2.975. The instruments were valid and reliable. Regression produced a coefficient of 0.777, a t-value of 7.209, significance of 0.000, and R Square of 0.578. Digital promotion strategy had a positive and significant effect on purchase intention within the study sample. Nevertheless, the small sample size and non-probability sampling limit generalization. The study contributes an integrated mapping of four digital promotion dimensions and four forms of purchase intention among Generation Z skincare consumers.</p> Setyo Nugroho, H. Musthafa Kamil, Edi Purwanto ##submission.copyrightStatement## http://creativecommons.org/licenses/by/4.0 https://www.journal.grahamitra.id/index.php/jomer/article/view/406 Mon, 31 Aug 2026 00:00:00 +0000 Pengaruh Literasi Keuangan dan Pemanfaatan Financial Technology terhadap Perilaku Pengelolaan Keuangan Mahasiswa https://www.journal.grahamitra.id/index.php/jomer/article/view/411 <p>This study aims to analyze the effect of financial literacy and the utilization of financial technology on the financial management behavior of active students at the Faculty of Economics, Institut Teknologi dan Bisnis Ahmad Dahlan. This study is motivated by the increasing use of digital financial services among students, which requires adequate financial literacy so that easy access to financial services can be accompanied by appropriate financial management behavior. This study employed a quantitative approach with an explanatory research design. The data were primary data collected through questionnaires distributed to 100 active students selected using a purposive sampling technique. The respondent criteria included active students aged at least 18 years, having experience in independently managing their finances, and having used financial technology services. Data analysis was conducted using the Structural Equation Modeling–Partial Least Squares (SEM-PLS) method with the assistance of SmartPLS software. Model evaluation was conducted through outer model assessment, including convergent validity, reliability, and discriminant validity, as well as inner model assessment through the coefficient of determination (R²), effect size (f²), collinearity, and hypothesis testing. The results show that financial literacy has a positive and significant effect on students’ financial management behavior, with a path coefficient of 0.472, a t-statistic of 5.214, and a p-value &lt;0.001. The utilization of financial technology also has a positive and significant effect, with a path coefficient of 0.361, a t-statistic of 3.987, and a p-value &lt;0.001. The R² value of 0.586 indicates that the two independent variables explain 58.6% of the variance in financial management behavior. This study contributes theoretically by strengthening the application of the Theory of Planned Behavior and the Technology Acceptance Model, while practically providing insights for higher education institutions and students to integrate financial literacy with the productive and responsible use of financial technology</p> Ghina Kemala Dewi ##submission.copyrightStatement## http://creativecommons.org/licenses/by/4.0 https://www.journal.grahamitra.id/index.php/jomer/article/view/411 Mon, 31 Aug 2026 00:00:00 +0000